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  • A Texas judge has set a February 18 trial date for one of the last two pending civil lawsuits against Deshaun Watson.
  • The lawsuit accuses Watson of pressuring a woman into oral sex during a massage session in December 2020.
  • Watson’s attorney has previously described this particular lawsuit as a ‘sham’ and aggressively denied the allegations.

Cleveland Browns quarterback Deshaun Watson never went to trial for any of the 27 lawsuits that accused him of sexual misconduct during massage appointments in 2020 and early 2021. But now one of those cases actually has a trial date in Houston – Feb. 18.

That was the date assigned by a judge in Harris County, Texas, for one of the last two pending civil cases against Watson, according to court records obtained this week by USA TODAY Sports.

Of the 27 lawsuits, 24 were resolved with confidential settlements. The other three include one that was withdrawn shortly after being filed in Match 2021, another one that is pending but has been dormant for years and the one that is now assigned for trial.

The latter case was filed in October 2022 and was described by Watson’s attorney, Rusty Hardin, as a “sham lawsuit.” Hardin has aggressively denied allegations made by the woman who filed it, which stated Watson pressured her into oral sex during a massage session at the Houstonian Hotel in December 2020.

The women’s attorney also recently has been trying to compel Watson to testify for another deposition in the case, but Watson’s legal team has been fighting it by saying it’s far too late for that after Watson previously sat for a deposition in the case on June 9, 2023.

‘He really has not done what they alleged he did,’ Hardin told USA TODAY Sports on Wednesday. ‘I think a jury will agree with us and that’s why we have courthouses… It’s just so sad he has to live with this five years later.’

Why this lawsuit against Deshaun Watson stands out

It was one of the last two lawsuits filed against Watson and was the only lawsuit not filed by the law firm of Houston attorney Tony Buzbee.

Of the first 25 lawsuits filed against Watson, starting in March 2021, 23 reached confidential settlements by August 2022, one was withdrawn in 2021 and one remains dormant.

The lawsuit set for trial in February was the 26th filed against Watson in Harris County and came after the NFL suspended Watson for 11 games in August 2022 based on similar allegations made by other women.

The plaintiff in the case is represented by attorney Anissah Nguyen, who didn’t return a message seeking comment.

The 27th lawsuit against Watson was filed by Buzbee’s firm in September 2024 but was settled shortly after that.

The other pending case that has been dormant for years also could go to trial in 2026, Hardin said Wednesday. The plaintiff in that case, Lauren Baxley, filed suit in March 2021 and was one of the first to go public with allegations against Watson in the news media.

Deshaun Watson remains sidelined for Browns

In Watson’s defense in the other cases, Hardin said Watson sometimes had consensual sexual encounters during massage sessions but denied wrongdoing. Watson never was arrested or charged with a crime.

The incidents described in all the lawsuits allegedly came in 2020 and early 2021, when Watson was a member of the Texans. That team also reached confidential settlements with 30 women with claims related to Watson after being accused of enabling his behavior and failing to prevent it. In March 2022, the Texans traded him to the Browns, who gave him a five-year contract worth $230 million guaranteed.

But because of the suspension and injuries, Watson only has played in 19 games for the Browns since then. This year, Watson, 30, hasn’t played at all after undergoing a second surgery in January to repair a ruptured Achilles tendon.

Follow reporter Brent Schrotenboer @Schrotenboer. Email: bschrotenb@usatoday.com

This post appeared first on USA TODAY

Gold’s momentum has price predictions heading upwards of US$4,000 per ounce by the year’s end.

Rising by more than 44 percent since the start of the year, in 2025 the price of gold has hit highs once unthinkable. Aggressive central bank buying, US Federal Reserve rate decisions, ongoing geopolitical conflicts and US trade policy uncertainty have weakened the US dollar and escalated federal debt concerns. The resulting increase in demand for safe-haven assets is pushing investors toward gold, from physical bars to gold exchange-traded funds.

This week, the US government shutdown drove the price of gold even higher, approaching the US$3,900 level as it reached US$3,896.30 early in the morning of Wednesday (October 1) before pulling back.

Let’s take a look at what’s driving the gold price in the final stretch of 2025.

US monetary policy and dollar weakness

Gold traditionally has had an inverse relationship to the dollar, and has benefited greatly this year as the dollar has weakened. Many agree that this trend is set to continue feeding the gold price in the months ahead.

While China has been the focal point of gold buying this year, the World Gold Council’s Joe Cavatoni said western investors looking for risk diversification are helping to drive the latest surge in the gold price.

In his view, the Fed has how begun signaling to investors that economic deterioration — and a possible move into a stagflationary environment — is imminent.

Global conflict stoking central bank buying

Strong central bank buying is another key catalyst for gold’s record price streak.

Although the rate at which the world’s central banks are scooping up the precious metal has slowed somewhat in 2025 compared to the last few years, governments are still set to be net buyers this year.

For a fourth year in a row, Cavatoni sees central banks continuing to buy gold despite higher prices, although he noted that they may make price-sensitive adjustments to buy more strategically. According to the World Gold Council’s latest annual central bank survey, conducted in June, 95 percent of the 73 respondents expect to increase their gold holdings over the next 12 months. At the same time, 73 percent expect to lighten their US dollar reserves.

Countries are building up their strategic reserves of gold as security. Just look at the top two buyers of gold recently: China and Poland. Both are at the center of rapidly escalating geopolitical conflicts.

China has responded to escalating US trade tensions by taking a defensive stance economically, and that has included significantly boosting its gold reserves by 36 metric tons over nine months as of this past July.

Poland is the largest net purchaser of gold this year at 67 metric tons. No doubt, the European nation views the metal as a critical safeguard against escalating hostilities with neighboring Russia.

“Everybody has to build up their gold reserves, because the road that all these countries are on is the road of increasing global stress,” explained Chambers, adding that global leaders understand that “paper is no good when you’re fighting a war.’ This is driving the gold price higher as demand comes up against supply.

“There’s only 3,200 tonnes of it mined every year,” he said, “and the price is only going to go one way.”

Is gold heading to US$4,000 in 2025?

However, both Gareth Soloway of VerifiedInvesting.com, and Steve Barton of In It To Win It said gold is likely to trade sideways and even pull back to as low as US$3,500 before making another go at the US$4,000 target.

So will it get there this year?

Nothing is for certain, but there are a few signals gold investors should watch. The World Gold Council’s Cavatoni said he’s keeping a close eye on what the money markets are doing as interest rates start to move, as well as investor sentiment in western markets, the US in particular.

“Pay attention to how people are responding to that risk and uncertainty that we talked to, and economic conditions that are getting clearer, and I think you’ll find that this case for gold is well supporting the price predictions you’re hearing from analysts in the markets,’ he suggested.

Securities Disclosure: I, Melissa Pistilli, hold no direct investment interest in any company mentioned in this article.

This post appeared first on investingnews.com

Syntheia Corp. (CSE: SYAI) (‘Syntheia’ or the ‘Company’) (Syntheia.ai), is pleased to announce that, further to its press release of September 25, 2025, it has completed the previously announced acquisition (the ‘Transaction’) of certain assets of Call Centre Guys Inc. (‘CCG’). As consideration for the Transaction, the Company paid $750,000 cash and issued an aggregate of 10,000,000 common shares of the Company (each a ‘Common Share’) to Imran Butt, the principal of CCG. The Common Shares are subject to a statutory four-month and one day resale restriction and are subject to an 18-month voluntary escrow on a 25% release schedule with the first escrow release on closing of the Transaction and the following three releases every 6 months thereafter. Further, the Company issued a 10% secured promissory note as previously disclosed in the press release of the Company dated September 25, 2025.

‘With the acquisition of the CCG call center assets combined with our conversational AI platform, we expect savings and efficiencies which will significantly increase the customer experience,’ commented Tony Di Benedetto, CEO of Syntheia. ‘We are excited to continue our industry wide roll out across North America deploying our conversational AI platform in call center acquisitions. We look to enhance revenue growth, realize savings, and increase customer satisfaction, while creating consistent accretive shareholder value,’ said Tony Di Benedetto, Chief Executive Officer.

In connection with the Transaction, Imran Butt, the principal of CCG, has joined the board of directors of the Company and has been appointed as President of the Company replacing Richard Buzbuzian as President. Mr. Buzbuzian will continue to serve as a director of the Company and Capital Markets advisor for the Company.

Imran is a senior business executive in the customer experience industry whose career spans over two decades of building, scaling, and transforming contact centers. He launched Matrix 5 Inc. in 2002, and within months became a leading industry partner which later evolved into Voysus Group Inc., serving major communications and media companies among other industries. After successfully exiting Voysus in 2012, Imran founded CCG in 2017, blending people-first values with advanced technology to deliver solutions supporting international organizations including major telecommunications companies, cosmetic brands, tech services firms, IT service providers and a Big Four accounting firm.

‘With over 20+ years in the call center space, I look forward to bringing my operational experience and industry contacts to my new role as President of Syntheia Corp. We have a significant opportunity in the call center market enhance the customer experience with AI, which Syntheia has now developed. It is a very exciting time at Syntheia!’ commented Imran Butt, President Syntheia Corp.

About Syntheia

Syntheia is an artificial intelligence technology company which is developing and commercializing proprietary algorithms to deliver human-like conversations and deploying our technology to enhance customer satisfaction while dramatically reducing turnover and traditional staffing issues.

For further information, please contact:

Tony Di Benedetto
Chief Executive Officer
Tel: (844) 796-8434

Cautionary Statement

Neither the Canadian Securities Exchange nor its Market Regulator (as that term is defined in the policies of the Canadian Securities Exchange) accepts responsibility for the adequacy or accuracy of this news release.

This news release contains certain ‘forward-looking information’ within the meaning of applicable securities law. Forward-looking information is frequently characterized by words such as ‘plan’, ‘expect’, ‘project’, ‘intend’, ‘believe’, ‘anticipate’, ‘estimate’, ‘may’, ‘will’, ‘would’, ‘potential’, ‘proposed’ and other similar words, or statements that certain events or conditions ‘may’ or ‘will’ occur. These statements are only predictions. Forward-looking information is based on the opinions and estimates of management at the date the information is provided and is subject to a variety of risks and uncertainties and other factors that could cause actual events or results to differ materially from those projected in the forward-looking information. Forward-looking statements in this news release includes, but are not limited to, the synergies derived from the acquisition of the assets in the Transaction. Readers are cautioned that forward‐looking information is not based on historical facts but instead reflects the Company’s management’s expectations, estimates or projections concerning the business of the Company’s future results or events based on the opinions, assumptions and estimates of management considered reasonable at the date the statements are made.

Although the Company believes that the expectations reflected in such forward‐looking information are reasonable, such information involves risks and uncertainties, and undue reliance should not be placed on such information, as unknown or unpredictable factors could have material adverse effects on future results, performance or achievements. Please refer to the Company’s listing statement available on SEDAR+ for a list of risks and key factors that could cause actual results to differ materially from those projected in the forward‐looking information. Should one or more of these risks or uncertainties materialize, or should assumptions underlying the forward‐looking information prove incorrect, actual results may vary materially from those described herein as intended, planned, anticipated, believed, estimated or expected.

Although the Company has attempted to identify important risks, uncertainties and factors which could cause actual results to differ materially, there may be others that cause results not to be as anticipated, estimated or intended. The Company undertakes no obligation to update forward-looking information if circumstances or management’s estimates or opinions should change unless required by law. The reader is cautioned not to place undue reliance on forward-looking information.

The securities of the Company have not been and will not be registered under the United States Securities Act of 1933, as amended and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirement. This press release shall not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/268810

News Provided by Newsfile via QuoteMedia

This post appeared first on investingnews.com

Charlie Javice, the founder of a startup company that sought to dramatically improve how students apply for financial aid, was sentenced Monday to more than seven years in prison for cheating JPMorgan Chase out of $175 million by greatly exaggerating how many students it served.

Javice, 33, was sentenced in Manhattan federal court for her March conviction by Judge Alvin K. Hellerstein, who said she committed “a large fraud” by duping the bank giant in the summer of 2021. She made false records that made it seem the company, called Frank, had over 4 million customers when it had fewer than 300,000, Hellerstein found.

The judge said Javice had assembled a “very powerful list” of her charitable acts, which included organizing soup kitchens for the homeless when she was 7 years old and designing career programs for formerly incarcerated women.

In court papers, defense lawyers noted that Javice has faced extraordinary public scrutiny, reputational destruction and professional exile, “making her a household name” in the same way Elizabeth Holmes became synonymous with her blood-testing company, Theranos.

Defense attorney Ronald Sullivan told Hellerstein that his client was very different from Holmes because what she created actually worked, unlike Holmes, “who did not have a real company” and whose product “in fact endangered patients.”

In seeking a 12-year prison sentence for Javice, prosecutors cited a 2022 text Javice sent to a colleague in which she called it “ridiculous” that Holmes got over 11 years in prison.

Hellerstein largely dismissed arguments that he should be lenient because the acquisition pitted “a 28-year-old versus 300 investment bankers from the largest bank in the world,” as Sullivan put it.

Still, the judge criticized the bank, saying “they have a lot to blame themselves” after failing to do adequate due diligence. He quickly added, though, that he was “punishing her conduct and not JPMorgan’s stupidity.”

Sullivan said the bank rushed its negotiations because it feared another bank would acquire Frank first.

A prosecutor, Micah Fergenson, though, said JPMorgan “didn’t get a functioning business” in exchange for its investment. “They acquired a crime scene.”

Fergenson said Javice was driven by greed when she saw that she could pocket $29 million from the sale of her company.

“Ms. Javice had it dangling in front of her and she lied to get it,” he said.

Given a chance to speak, Javice said she was “haunted that my failure has transformed something meaningful into something infamous.” She said she “made a choice that I will spend my entire life regretting.”

Javice, sometimes speaking through tears, apologized and sought forgiveness from “all the people touched or tarnished by my actions,” including JPMorgan shareholders, Frank employees and investors, along with her family.

Javice, who lives in Florida, has been free on $2 million bail since her 2023 arrest.

At trial, Javice, a graduate of the University of Pennsylvania’s Wharton School of Business, was convicted of conspiracy, bank fraud and wire fraud charges. Her lawyers had argued that JPMorgan went after Javice because it had buyer’s remorse.

In her mid-20s, Javice founded Frank, a company with software that promised to simplify the arduous process of filling out the Free Application for Federal Student Aid, a complex government form used by students to apply for aid for college or graduate school.

Frank’s backers included venture capitalist Michael Eisenberg. The company said its offering, akin to online tax preparation software, could help students maximize financial aid while making the application process less painful.

The company promoted itself as a way for financially needy students to obtain more aid faster, in return for a few hundred dollars in fees. Javice appeared regularly on cable news programs to boost Frank’s profile, once appearing on Forbes’ “30 Under 30” list before JPMorgan bought the startup in 2021.

Javice was among a number of young tech executives who vaulted to fame with supposedly disruptive or transformative companies, only to see them collapse amid questions about whether they had engaged in puffery and fraud while dealing with investors.

In their pre-sentence submission, prosecutors wrote that they were requesting a lengthy prison sentence to send a message that fraud in the sale of startup companies is “no less blameworthy than other types of fraud and will be punished accordingly.”

Prosecutors added that the message was “desperately needed” because of “an alarming trend of founders and executives of small startup companies engaging in fraud, including making misrepresentations about their companies’ core products or services, in order to make their companies attractive targets for investors and/or buyers.”

This post appeared first on NBC NEWS

YouTube said Monday it would settle a lawsuit brought by President Donald Trump for more than $24 million, adding to a growing list of settlements with tech and media companies that have amassed millions of dollars for Trump’s projects.

Trump sued after his YouTube account was banned in 2021. After the Jan. 6 riot, YouTube said content posted to Trump’s channel raised “concerns about the ongoing potential for violence.” His account was reinstated in 2023.

Monday’s settlement makes YouTube the last major tech platform to settle a lawsuit with Trump, who similarly sued Meta and Twitter for banning his accounts in the aftermath of Jan. 6. Meta, the owner of Facebook and Instagram, settled for $25 million, while Twitter, since renamed X, settled for about $10 million.

A notice of settlement for Trump’s lawsuit against YouTube details that $22 million of it will go toward building a new White House ballroom. Trump has touted that the addition will have room for 900 people, and the White House has said it could cost $200 million to build.

Other plaintiffs that joined Trump’s suit, such as the American Conservative Union and a number of other people, will get $2.5 million of the settlement.

In addition to tech companies, many major media outlets have settled lawsuits with Trump over the past year.

In July, Paramount Global settled with him for $16 million after he took issue with a “60 Minutes” interview with Kamala Harris that aired on CBS.

In December, Disney settled with Trump over a lawsuit in which he accused ABC and anchor George Stephanopoulos of defamation in an interview with Rep. Nancy Mace, R-S.C. Disney paid Trump’s future presidential library $15 million as part of the settlement.

Disney came under pressure from the administration again when it recently suspended “Jimmy Kimmel Live!” for nearly a week after two major station owners threatened to stop airing the show. One of the station owners, Nexstar, is seeking clearance from Trump’s Federal Communications Commission chairman for a $6.2 billion merger.

The other station owner, Sinclair, is reportedly considering a merger, which the FCC would also need to approve.

Trump is also suing The Wall Street Journal over its reporting about his friendship with Jeffrey Epstein, and he recently sued The New York Times for $15 billion. A judge struck down that lawsuit, though Trump could refile it.

This post appeared first on NBC NEWS

The coaching shake-up at UCLA continued on Tuesday, Sept. 30.

According to an initial report from Ben Bolch of the L.A. Times, the Bruins and offensive coordinator Tino Sunseri have mutually parted ways. Sunseri becomes the second coordinator to leave since the school announced the firing of head coach DeShaun Foster on Sept. 14. Defensive coordinator Ikaika Malloe also left the team earlier in September.

Tight ends coach Jerry Neuheisel will take over the play-calling duties for UCLA for its Oct. 4 matchup against No. 6 Penn State at the Rose Bowl. In addition, the L.A. Times reports that former UCLA offensive coordinator Noel Mazzone will assume analyst responsibilities.

Sunseri was the co-offensive coordinator at Indiana under Curt Cignetti in 2024, a season in which the Hoosiers’ offense averaged 47.8 points per game and reached the College Football Playoff. He shared coordinating responsibilities with Mike Shanahan.

UCLA is scheduled to travel to Bloomington, Indiana, for a matchup against Cignetti and the Hoosiers on Saturday, Oct. 25. It seems Sunseri will not be with the team for a reunion.

The success Sunseri enjoyed with Indiana has not followed him to Los Angeles, despite the addition of Tennessee transfer quarterback Nico Iamaleava. The Bruins have averaged just 14.2 points per game, ranking 132nd among FBS teams. Only Northern Illinois (10.3 ppg) and UMass (12.3) have averaged less. UCLA is also averaging 321.2 yards per game, which ranks 117th nationally.

Mazzone previously served as UCLA’s offensive coordinator from 2012 to 2015 under head coach Jim Mora.

This post appeared first on USA TODAY

The United Nations might be the only place that has more flags than an NFL game in 2025.

Fans, players and coaches know the drill. Every big play, highlight reel moment and game-changing turnover come with the same default response – a visual scan of the field looking for a yellow flag. It has become something that announcers weave into their calls.

ESPN’s Joe Buck can often be heard saying, ‘No flags,’ or ‘I don’t see any flags,’ in those moments. On Monday night in Denver, it was Buck’s partner, Dallas Cowboys Hall of Fame quarterback Troy Aikman, that stole the headlines.

‘The product’s not very good,’ Aikman said after a flag in the third quarter. ‘I’m gonna be honest. It’s not very good. I mean, this is ridiculous.’

It was the 22nd penalty of the night and the 15th accepted during the Denver Broncos game against the Cincinnati Bengals contest on ‘Monday Night Football.’

There was still 7:10 left in the third quarter at the time.

Aikman’s frustration was spurred on by a penalty called on Denver’s Alex Palczewski. The offensive lineman was flagged for a blindside block moments before – a call that ESPN rules analyst Russell Yurk agreed with. Aikman, however, seemingly had enough.

‘I’m not gonna keep my mouth shut,’ Aikman said of the penalty after it was announced by referee Alex Moore. ‘That’s a good call. Just not a necessary call. No opportunity to try and make a play.

‘Nothing brings a broadcast to a screeching halt more than these yellow flags,’ Aikman continued after taking a break for a play – an assessment that Yurk also agreed with.

Football fans were treated to a ‘Monday Night Football’ doubleheader in Week 4, with the New York Jets and Miami Dolphins playing in the other game. The officiating crew, led by Craig Wrolstad, was also a topic of discussion in South Beach.

‘That’s gotta be a flag,’ ESPN’s Dan Orlovsky said following a late hit on the Jets’ Jeremy Ruckert in the fourth quarter. ‘I mean, you can’t miss this. That’s two tonight that are obvious against the Jets that they just haven’t thrown.’

Earlier in the contest, the Jets had a touchdown wiped off the board for a pass interference call against Garrett Wilson that has since drawn the ire of social media.

‘I watch football and they don’t call that, but I’ll make sure I don’t do it again and leave no doubt,’ Wilson told reporters after the game.

“I’m personally frustrated because I feel like me personally, us not winning, I watch football all the time and I just feel like, I don’t know if this is wrong to say, but I think I get called for more stuff just based off us just not winning,” Gardner said after the game. “I watch these winning programs and there’s some egregious things and it don’t get called, letting the players play. I got called on something today, and I’m just supposed to let him push off on the top of the route?”

Referees have always been a topic of discussion in the NFL, but it has become increasingly heated in recent years with rule changes and gambling taking centerstage.

It begs the question – have the number of flags per game actually increased or does it just feel like it?

Are NFL referees throwing more flags this season?

According to NFL Penalties, the 2025 regular season is seeing an average of 17.4 total flags per game with 1,116 – including offsetting and declined – in just 64 games.

It’s the highest total per game in the regular season since the site started tracking flags in 2009.

  • 2025: 17.4
  • 2024: 15.25
  • 2023: 13.6
  • 2022: 13.2
  • 2021: 13.9
  • 2020: 13.1
  • 2019: 16.2
  • 2018: 15.9
  • 2017: 15.8
  • 2016: 15.8
  • 2015: 16.3
  • 2014: 15.9
  • 2013: 13.7
  • 2012: 14.4
  • 2011: 14.8
  • 2010: 14.0
  • 2009: 13.9
This post appeared first on USA TODAY

  • Only one team received an ‘A’ in USA TODAY Sports’ NFL team grades for September, while another got an ‘F.’
  • The Bengals were the lone team to receive an ‘incomplete’ due to Joe Burrow’s turf toe injury.
  • The Colts, Eagles and Rams were among those who narrowly missed out on the top mark.

As the calendar flips to October, teams have completed less than a quarter of their slate. But this is nonetheless a meaningful juncture as byes begin and players filter onto and off of injured reserve. And with each franchise having four games in the books, every coaching staff and roster has some emerging trends to respond to.

Grading can’t be done in a vacuum, so every mark that USA TODAY Sports is doling out is determined with the team’s preseason expectations and overall capabilities taken into account.

With that in mind, here are grades for all 32 teams based on their September play:

NFL team grades for September

A

Buffalo Bills: Despite its standing as one of the league’s two remaining undefeated teams, Buffalo isn’t without fault. But it’s hard to argue with the results. A shapeshifting offense is mowing down all comers, averaging a league-best 0.18 expected points added per play, according to Next Gen Stats. With the ability to seamlessly toggle between Josh Allen airing it out to an array of pass catchers and turning the reins over to James Cook and the ground game, Joe Brady’s attack has the flexibility to keep opponents off balance all season. Rocky play at safety and frequent lapses in stopping the run have left some unease about the defense, which has also had trouble getting off the field on third downs (42% conversion rate allowed). But Buffalo has maintained the theme of rising to the occasion ever since its stunning Week 1 rally to upend the Baltimore Ravens. It will need to continue that trend once the schedule gets tougher on the back end, but this is a team plowing a trail to a possible No. 1 seed at a time when the AFC’s other leading contenders are faltering.

A-

Indianapolis Colts: They were cruising for the only A+ of the young season until an unfortunate series of miscues, including AD Mitchell’s two major blunders and the defense only having 10 men on the field for the game-winning score, doomed Indianapolis in Sunday’s loss to the Rams. Still, not much can tarnish an initial run that has featured Daniel Jones’ full-on revival as a starting quarterback. Shane Steichen has coaxed consistency out of not only Jones but an entire attack that has routinely stayed on schedule with an NFL-best 50% success rate, according to Sumer Sports. Lou Anarumo’s arrival has made the defense notably more dynamic, though cornerback Xavien Howard is revealing himself as a liability after surrendering seven catches on 10 targets for 112 yards and a touchdown against the Rams. If the early formula largely holds, Indianapolis should at least make a push for its first division crown since 2014.

Los Angeles Rams: The national view of this team might be significantly different had Sean McVay’s crew managed to hold on against the Eagles in Week 3. No matter. With Matthew Stafford continuing to sling the ball with impressive command and Puka Nacua outpacing the rest of the NFL with 42 catches and 503 receiving yards, Los Angeles remains every bit of the legitimate contender we’ve come to know under McVay. Is that enough to stave off the rest of the NFC West as well as push Philadelphia for the conference crown? To be determined. But beyond a shaky outlook at cornerback, there’s not much holding this group back at the moment.

Los Angeles Chargers:Jolting the Kansas City Chiefs in Brazil to open the season served as an impressive mission statement from a group intent on ending its rival’s nine-year reign atop the AFC West. But after Justin Herbert surged to a spectacular start, the quarterback – and Los Angeles’ offense – already might be at an inflection point. In the last two games, Herbert has now been pressured 50 times and taken 26 hits, with the protection gaffes worsening upon Joe Alt’s exit in Sunday’s loss to the New York Giants. While determining out how to move forward with the passing attack figures to be a supreme challenge for Jim Harbaugh, the grade should be determined based only on what has already occurred. Despite the emerging problems, sitting in the lead for the division is a fine place to be.

Seattle Seahawks: After overhauling its offense and subbing in Sam Darnold for Geno Smith, Seattle could have been forgiven if it stumbled out of the gates this season. Instead, the Seahawks have sizzled after a Week 1 misstep against the San Francisco 49ers, surging to a three-way tie atop the NFC West at 3-1. Darnold, who ranks third in the NFL with 9 air yards per attempt, has repeatedly taken advantage of the deep shots afforded to him with play-action looks, and Jaxon Smith-Njigba is the only player other than Nacua to have reached 400 yards through four games. Meanwhile, Mike Macdonald’s defense remains as difficult to crack as ever. The big letdown has been the run game, which was supposed to be the focal point of new coordinator Klint Kubiak’s attack but has turned up just 3.6 yards per carry so far. There’s still plenty of time and intention to get that phase up to the level of the rest of the operation, however, and an outfit that seemed like an afterthought in the playoff race now is very much part of the early discussion.

Tampa Bay Buccaneers: Their late-game mojo finally met its match against the Eagles, who finally managed to slam the door shut after Tampa Bay became the first team in the Super Bowl era to record a game-winning score in the final minute of the fourth quarter in each of its first three games. But this stretch has been all about merely scraping by, and the Buccaneers have managed to do just that. With Tristan Wirfs and Chris Godwin back, the four-time defending NFC South champions should be able to round into something closer to the form they’ve displayed when at full strength. It’s high time to cut down on the special teams errors, however, after having two punts and a field goal blocked.

B+

Detroit Lions: Credit Dan Campbell and his new-look staff with quelling any panic that began to percolate after the season-opening flop against the Green Bay Packers. The Lions have reclaimed their place as the NFL’s highest-scoring group (34.3 points per game), proving that Ben Johnson’s departure wouldn’t jam the gears of a machine-like operation. And while new defensive coordinator Kelvin Sheppard is still finding his way, he’s helped the unit tap into a big-play streak, with seven sacks against the Baltimore Ravens and three takeaways against the Cleveland Browns. Things might not run as smoothly as they did throughout the season in last year’s 15-win campaign, but Detroit has summarily dismissed any notion of its imminent demise.

Jacksonville Jaguars: Trevor Lawrence is completing a career-low 58.3% of his passes with just five touchdowns and four interceptions. A receiving corps beset by drops has failed to consistently help, with 2024 Pro Bowler Brian Thomas Jr. nearing sophomore slump status while catching just 12 of his 32 targets. And No. 2 overall pick Travis Hunter’s ironman routine has fallen flat, with the Heisman Trophy winner yielding limited returns on each side of the ball. What, then, has been the engine for the Jaguars’ surprising 3-1 start? The defense’s league-leading 13 takeaways have allowed Jacksonville to tilt each contest in its favor, and Liam Coen has transformed another rushing attack in less than a year. Expecting to continue winning the turnover battle in such lopsided fashion is unrealistic, especially with the schedule getting considerably tougher in a three-game stretch that brings the Chiefs, Seahawks and Rams to town before the bye. But the Jaguars’ winning edge shouldn’t be written off given the potential for improvement in the passing attack.

San Francisco 49ers: For most teams, navigating a bad run of injuries is a week-to-week matter, with a new season typically affording a fresh slate. Not so for San Francisco, which has seen significant personnel losses re-emerge as the prevailing theme of another campaign. Through four weeks, the team managed to push past quarterback Brock Purdy and tight end George Kittle being sidelined for the short term. Yet things finally seemed to come to a head in Sunday’s loss to the Jaguars, with Purdy showing ill effects of his toe ailment upon his return and a battered receiving corps struggling to rise to the occasion. Kyle Shanahan and Co. deserve their flowers for weathering the issue as best they can for another year, and that resilience could prove meaningful down the stretch. But the talent drain, both stemming from injuries and the roster paring necessitated by a cap recalibration, might be insurmountable.

B

New England Patriots: Too kind of a grade for a team that had five turnovers just a week ago? Mike Vrabel surely isn’t pleased with how often his team has tripped itself up in its first attempts to find a stride. Yet after years of aimless wandering to conclude the Bill Belichick era and then move past it with Jerod Mayo, the franchise is showing signs of an emerging turnaround. Drake Maye has quietly accelerated his ascent in Year 2 by ranking fifth in passer rating (109.4) and fourth in EPA per dropback (0.23). Meanwhile, the defense looks on the precipice of a major breakout with standout cornerback Christian Gonzalez back in the fold. Above all, the Patriots are starting to demonstrate a handle on a clear way out of the cellar: punishing lesser opponents for their mistakes while trying to minimize their own.

B-

Pittsburgh Steelers: A 3-1 opening to Aaron Rodgers’ time at the helm might be taken as a resounding success for some, especially at a time when everyone else in the AFC North is floundering. But from their close call in the season opener against the New York Jets to their fourth-quarter crumpling in Ireland against the Minnesota Vikings, the Steelers have established a nasty habit of making things far more difficult than they need to be. At least they international trip brought out plenty of good, with the run game complementing the quick-hit passing attack and the defense ratcheting up the pressure with a heavy dose of blitzes. Turning those into trends the team can implement stateside would alleviate a lot of the initial trepidation surrounding the Steelers.

Kansas City Chiefs: The gloom of an 0-2 start has dissipated at least somewhat, with the longstanding class of the AFC just one game back of the division lead. More important than where Kansas City stands now, however, is how it got here. Xavier Worthy’s return from a shoulder injury sustained in the opener single-handedly transformed a passing attack that couldn’t count on finding anything easy without him. With defenses having to account for Worthy’s speed downfield, a ripple effect is created in which other pass catchers can finally thrive over the middle and Mahomes can more comfortably beat the blitz. That doesn’t fully excuse the Chiefs from failing to clear their own bar in the first three weeks, but the lackluster production is easier to stomach knowing where things could be headed as Rashee Rice’s six-game suspension also approaches its expiration.

Chicago Bears: The vibes in Chicago might actually be … good? Even as pervasive offensive miscues keep the full Ben Johnson experience from taking hold, the coach’s partnership with Caleb Williams has sparked a good deal of hope for a franchise that has gone without much for more than a decade. Chicago shouldn’t have needed a blocked field goal to wrap up a win over the Las Vegas Raiders, and there’s plenty of work to be done in both stopping the run and establishing it. But even if the Bears don’t become a serious factor in the NFC North until next year, there’s at least reason to stick around to see how a discernible sense of progress shakes out.

C+

Green Bay Packers: In opening with two of the most dominant outings of the month, Green Bay built a significant buzz as a leading Super Bowl contender. Those days now feel a long way off after the Packers came crashing back to earth in the last two weeks, during which the team bungled a gimme game against the Browns and came within a single second of another massive misfire before salvaging a tie with the Dallas Cowboys. Maybe dealing with that variance is simply how life is going to be for the NFL’s youngest roster. But after appearing to have solved last year’s troubles with measuring up against the league’s elite, Green Bay looks ill-equipped to join that group itself until it figures out how to establish more consistency – and strike a proper balance of aggression and composure – on both sides of the ball.

Washington Commanders: Too early to render much of a definitive verdict on this all-in edition of the Commanders given Jayden Daniels’ absence from the last two contests. But Washington failed each of its road tests while getting by at home against subpar foes. Most worrisome for the team is the nature in which it was overwhelmed in each loss, as the Packers defense sent Daniels reeling and the Falcons diced apart a sloppy defense for 436 yards. Getting back Daniels and Terry McLaurin should give Washington the window to leave the first month behind it, especially if it can clean up the mistakes on the other side of the ball. But maybe this is an introduction to some tougher breaks for a group that had a lot of things go its way in a fortuitous 2024 run.

Atlanta Falcons: When it comes to bombing a test, falling 40-0 to a division rival that last season set the NFL record for points allowed is real ‘see me after class’ stuff. But the Falcons took their faceplant against the Carolina Panthers plenty seriously, firing wide receivers coach Ike Hilliard afterward while also moving offensive coordinator Zac Robinson from the booth to the sideline. The result was a bounceback effort that yielded 24 first downs against the Commanders and the kind of all-around excellence that was expected of a unit that looked to be on the brink of something special in Michael Penix Jr.’s first full season as a starter. It shouldn’t have taken a unit with this much talent so long to get going, but the trendline is at least pointed upward.

Dallas Cowboys: Jerry Jones bookended his offseason with decisions that drew massive scrutiny from outside. While the move to hire first-time head coach Brian Schottenheimer hasn’t yet proven cataclysmal, the fallout from trading Micah Parsons is undeniable for a defense that has been ripped apart for an NFL-worst 297.3 passing yards per game. Better communication could go a long way toward resolving the coverage busts that have become all too frequent, but there’s also a personnel disconnect with Matt Eberflus’ zone-heavy scheme that looks irreparable in the middle of the season. Dak Prescott has done yeoman’s work to cover for the flawed composition of this roster, but engaging in weekly shootouts seems bound to result in disappointment for a group not built to win this way.

C

Arizona Cardinals: Everything seemed to be trending toward a third-year leap in Jonathan Gannon and Monti Ossenfort’s extensive build. Yet after just barely handling two overmatched opponents in the New Orleans Saints and Carolina Panthers, Arizona revealed itself as not ready to compete with the rest of the NFC West just yet in consecutive losses to the 49ers and Seahawks. For all the progress the defense has made thanks to the signings of Josh Sweat and Calais Campbell, an offense that still can’t foster a consistent connection between Kyler Murray and Marvin Harrison Jr. has been a major disappointment. A better push up front could help the run game ramp back up after James Conner was lost for the season, but the Cardinals are facing a serious risk of being left behind in the division yet again.

Minnesota Vikings: In building one of the NFL’s most well-rounded rosters, Kwesi Adofo-Mensah seemed to afford Minnesota a good deal of leeway as it prepared to break in J.J. McCarthy as its new starting quarterback. Not only have the Vikings failed to determine whether they have a viable long-term answer behind center, but the team’s margin of error for its signal-caller has eroded considerably. McCarthy’s wild debut reinforced that patience would be required in his development, and Minnesota has hardly been anywhere near as reactionary as outsiders have been in responding to his first two starts and subsequent sidelining by a sprained ankle. But the Vikings’ vision of complementary football has hardly come to fruition, and the mounting injuries along the offensive line could make it impossible to minimize the ask of McCarthy this season.

Denver Broncos: Not much to be gleaned in victories over a pair of the league’s most forlorn franchises in the Tennessee Titans and Cincinnati Bengals. Still, Sean Payton probably will accept whatever promising signs he can get from his offense after an uninspiring beginning to the season. Denver has to avoid digging itself into holes on first and second down, a problem that’s been exacerbated by a predilection for penalties. Yet even though the Broncos failed to get out to the fast start that Payton harped on before the season, the lasting damage here might not be extensive.

C-

Carolina Panthers: The case against buying into the concept of momentum carrying over from one NFL season to another resides in Charlotte. When the perpetually resetting Panthers managed to pull off overtime wins in two of the team’s final three contests last season, some saw the stretch as an indication that Carolina was building toward something substantial in 2025. Outside of the shutout against the Falcons that is shaping up to be an aberration, however, things appear as dire as ever. Carolina surrendered 42 unanswered points to the Patriots and has seen its already putrid pass rush repeatedly stall out with a 24% pressure rate. Meanwhile, the Bryce Young-Tetairoa McMillan connection that began so promising has come apart. If Dave Canales doesn’t identify solutions quickly, the Panthers could be forced to take drastic action in the latest attempt at an in-season course correction.

Cleveland Browns: There’s a lot more upside here than one might expect from a franchise that gave off a strong sense it was spinning its wheels until 2026. Jim Schwartz’s defense doesn’t offer any easy outs, with the unit allowing a league-low 222.5 yards per game and 4.1 yards per play. Meanwhile, the promising rookie class is helping to reload a roster hurting for young talent, as running back Quinshon Judkins, linebacker Carson Schwesinger and tight end Harold Fannin Jr. have all made strong initial impressions. All of that has been rendered moot, however, by an offense that has coughed up eight turnovers and can’t seem to get anything started. Even more deflating than the early results is the lack of a path forward. Monday’s trade for offensive tackle Cam Robinson will only go so far toward repairing a woefully undermanned front, and the shaky receiving corps has only compounded issues that arose elsewhere. While Kevin Stefanski might not budge anytime soon in his refusal to bench Joe Flacco, turning to Dillon Gabriel might be one of the only moves left at his disposal to chart a new course for the unit.

Las Vegas Raiders: The Silver and Black opted to pursue sizable investments at both quarterback and running back to establish an immediate sense of clarity in the backfield. Instead, the Raiders have presented two of the more prominent cases of underperformance at each spot. The common denominator seemed to be the offensive line, which repeatedly allowed for No. 6 overall pick Ashton Jeanty to be swarmed behind the line of scrimmage in the first three games while also giving up 51 pressures on Geno Smith during that same span. But even when the front stepped up considerably in a Week 4 outing against the Bears, Smith still came apart at the seams with his second three-interception game in three weeks, dooming Las Vegas to its third consecutive loss. Perhaps the team’s 240-yard rushing day, which represents a single-game high for any offense in 2025, should be taken as an indication that Pete Carroll and Chip Kelly could be putting everything together in short order. Until they do, the Raiders won’t achieve the return to relevance that owner Mark Davis has so doggedly sought.

Miami Dolphins: The days of mere mediocrity surely seem alluring to many in South Florida. The Dolphins earned the Week 1 spotlight for all the wrong reasons with a 33-8 drumming by the Colts that was a disaster on nearly every front. Miami exhibited more determination and promise in its following two losses before finally coming out ahead of the New York Jets in a prime-time ensuring one of the AFC East doormats its first win. With Tyreek Hill suffering a dislocated knee in that game, however, an overdue reset for the franchise now looks almost inevitable.

New York Giants: A win over the previously unbeaten Chargers in Jaxson Dart’s starting debut saved Big Blue from entering outright disaster territory. It’s worth noting, however, that this is almost the exact scenario that the Giants said throughout the offseason they were so intent on avoiding. In installing Dart, a directionless regime has seemingly compromised the development plan of its rookie signal-caller so as not to let the season at hand spin completely out of control. But with Malik Nabers’ torn ACL hindering an already insufficient supporting cast, life could get a lot tougher for Dart once foes focus on clamping down on his running ability and quick-hit passes. Desperation seldom serves young players well, and the Giants have clearly arrived at the point where short-term considerations are outweighing the long view.

New Orleans Saints: This might stand out as a somewhat generous mark for one of the league’s three winless entities and a group with the third-worst point differential at -55. Yet the first year under Kellen Moore has featured a strong amount of resolve from a bunch determined to bridge a sizable talent gap with each of its opponents. New Orleans kept Buffalo’s hands full in an eventual 31-19 loss and has clawed to stay in games despite not leading since the first half of its season-opening defeat against the Cardinals. Yet with the front office caught midway through the demolition phase of a personnel overhaul, the returns could be far worse in a season of stasis.

D+

Baltimore Ravens: How did Baltimore stumble to a 1-3 start after looking virtually unstoppable for the first three quarters of the season opener against the Bills? Injuries are responsible for sapping a chunk of the defense’s prowess, and the attrition has only accelerated in the last two weeks. But with Lamar Jackson and the offense unable to go it alone – and the two-time MVP also nursing a hamstring injury – the Ravens have supplanted the Chiefs as the most concerning top contender. A softer schedule and better health could give rise to yet another midseason surge. Until an uptick starts to take shape, however, Baltimore will be left to ponder how the rare level of continuity the team was set to enjoy came undone so quickly.

D

New York Jets: Either Aaron Glenn’s message of accountability has fallen on deaf ears or the first-year coach needs a new way to preach to his players – or both. The winless Jets have somehow fallen short of even the most scaled-back expectations, repeatedly botching the basics with pre-snap penalties (six on offense Monday against the Dolphins) and fumbles (an NFL-worst six lost already). Don’t merely condemn one side of the ball, however, as a defense still dotted with high-level talent is routinely being caught off guard. It all leaves an uncomfortable question: Has this regime given way to something even worse than the ‘same old Jets’ that Glenn denied this group embodied?

D-

Houston Texans: In terms of discrepancy between preseason expectations and early results, there’s no bigger disappointment than the Texans. The defending AFC South champions’ plan to repair their offense by empowering C.J. Stroud with more responsibility and reworking the front has thus far backfired spectacularly, with the team averaging just 16 points per contest. Some might view the 26-0 win over the hapless Titans as a get-right game, but it’s difficult to affix that label to an effort that included the Texans surrendering the fastest sack you might ever see when Jeffery Simmons barreled untouched from over the ball to engulf Stroud. The only reasonable sources of salvation are a defense that reliably turns around favorable field position and a boost in the efficacy of the run game behind fourth-round rookie Woody Marks.

F

Tennessee Titans: Safe to say that the rampant errors that defined Brian Callahan’s inaugural season as a coach shouldn’t rest with Will Levis alone. Even in an attempt to embrace a new day with No. 1 overall pick Cam Ward, Tennessee is without peer in an unparalleled litany of issues. By almost any measure, the offense stands alone as the league’s least effective attack. Callahan responded with appropriate alarm by relinquishing play-calling duties to quarterbacks coach Bo Hardegree after three weeks, but the changes only produced the unit’s second sub-200-yard day of the season in the shutout by the Texans. Ward, who has been sacked a league-high 17 times, isn’t taking the troublesome trends lightly, saying the Titans have ‘dropped a quarter of our (expletive) games and have yet to do anything.’ Callahan can’t assert that his team does anything remotely well right now, and there’s no indication of a breakthrough anywhere in the near future.

Incomplete

Cincinnati Bengals: There’s simply no way to properly assess a team that’s been reduced to mere survival mode in the wake of Joe Burrow’s turf toe injury. Quibble all you want with the various decisions that led to Burrow shouldering such a disproportionate load for the organization, but no franchise could reasonably be expected to overcome a comparable loss. Any notion of treading water with Jake Browning is running on life support with a rudderless roster dropping its last two contests by a combined 63 points. The only question now is whether Cincinnati manages to pivot at all as what started as an all-in campaign sinks further into the abyss of a lost year.

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